Best Zelle Sportsbooks for July 2025

As online sports betting continues to expand across the U.S., many players are looking for fast, convenient, and secure ways to fund their accounts. One payment method that's gaining attention is Zelle, a peer-to-peer transfer service integrated with most major banks.

While Zelle isn't yet a mainstream deposit option at all legal sportsbooks, some platforms do support it through workarounds, such as bank transfers or linked checking accounts.

In this guide, we’ll look at the best Zelle sportsbooks currently available and help you understand how to use Zelle to bet legally and safely in the U.S.

💳 What Is Zelle?

Zelle is a peer-to-peer payment tool built right into most U.S. bank apps. It’s designed for quick transfers between bank accounts, and most of the time, the money reaches the other person’s account within minutes. If you’ve sent rent to a roommate or paid someone back for lunch, you’ve probably used Zelle without realizing it.

Now, Zelle isn’t listed as a deposit option on legal sports betting sites, but there’s a workaround. You can send money to your checking account via Zelle, and then use that account to deposit through online banking or ACH. It’s an extra step, but it gets the job done.

🌎 Are There Legal Zelle Sportsbooks in the U.S.?

The short answer: yes, with limitations.

None of the significant legal U.S. sportsbooks currently offer Zelle as a standalone deposit method. However, some allow players to deposit using online banking or ACH transfers, which can be funded via Zelle. Although you may not see a “Zelle” button on the cashier page, Zelle can still play a key role in securely moving your money to and from a sportsbook.

The catch? Not every bank connects cleanly with every sportsbook. That’s why it's worth knowing which betting sites are easiest to use if you're planning to go the Zelle route.

🏦 Best Zelle Sportsbooks in the U.S.

All of the sportsbooks below offer fast deposits through online banking or ACH, making them a good fit for users who use Zelle. They’re fully licensed and legal across multiple states, and each supports a wide range of sports betting markets.

🥇 1. bet365 Sportsbook

Bet365 is new to the U.S. market but brings a strong global reputation and reliable banking tools. While Zelle is not a direct deposit option, bet365 allows deposits via online banking and instant bank transfers. If you fund your checking account with Zelle, you can move money into bet365 quickly.

Zelle compatibility: Indirect (via online banking or instant bank transfer)

Pros:

• Fast deposits and withdrawals via linked accounts
• Streamlined app experience
• Internationally trusted sportsbook brand

🏟️ 2. Fanatics Sportsbook

Fanatics Sportsbook is expanding rapidly across the U.S. and offers a modern betting experience backed by the trusted Fanatics brand. While Zelle isn’t listed as a direct payment method, users can deposit via online banking and eCheck (ACH), both of which are accessible using a Zelle-funded bank account.

Zelle compatibility: Indirect (via online banking or ACH)

Pros:

• Modern interface with personalised features
• Backed by a major U.S. retail brand
• Offers FanCash rewards tied to merchandise

🦁 3. BetMGM Sportsbook

Why it's one of the best Zelle betting sites:

BetMGM offers seamless online banking transfers via its "Pay with Bank Transfer” feature. If your checking account supports Zelle, you can use it to fund your account quickly, then deposit into BetMGM without incurring fees or delays.

Zelle compatibility: Indirect (via online banking or ACH)

Pros:

• Fast bank transfer deposits and withdrawals
• User-friendly interface
• Backed by MGM Resorts for trustworthiness

🎰 4. Caesars Sportsbook

Caesars Sportsbook provides robust support for online banking and eCheck (ACH) deposits, both of which are available to users who bank with Zelle-compatible institutions. The Caesars app and website make it easy to connect your checking account and fund your wallet.

Zelle compatibility: Indirect (via online banking or eCheck)

Pros:

• Tied to the Caesars Rewards program
• User-friendly mobile app
• Strong presence in both online and retail betting markets

🌊 5. BetRivers Sportsbook

BetRivers allows bank account transfers via online banking. Zelle users can easily transfer money to and from BetRivers using their funded checking account.

Zelle compatibility: Indirect (via online banking)

Pros:

• Clean, easy-to-navigate platform
• Loyalty rewards through iRush Rewards
• Competitive odds across major sports

👑 6. DraftKings Sportsbook

DraftKings makes it easy to link your bank account and deposit via ACH. If your bank supports Zelle, you can quickly fund your linked account and move funds to your DraftKings wallet. Withdrawals are typically processed within one to three business days.

Zelle compatibility: Indirect (via linked bank account)

Pros:

• Fast withdrawals to bank accounts
• Strong reputation for user safety
• Supports DFS and sportsbook under one account

🏈 7. ESPN BET

Backed by PENN Entertainment, ESPN BET is a rising player in the legal U.S. market. The sportsbook supports online banking and ACH for deposits, both of which can be used if you’ve funded your bank account with Zelle.

Zelle compatibility: Indirect (via ACH or linked bank account)

Pros:

• Branded with ESPN for added trust
• Solid new-user promos
• Reliable deposit and payout speeds

🏀 8. FanDuel Sportsbook

FanDuel is one of the most popular sports betting apps in the U.S. It accepts a variety of banking methods, and players using Zelle can fund a connected checking account to transfer money in and out via ACH.

Zelle compatibility: Indirect (via checking account linked to ACH)

Pros:

• Same-day payouts to bank accounts
• Excellent mobile app experience
• Wide range of betting markets

🤔 How to Use Zelle at Legal U.S. Sportsbooks

Here’s a step-by-step look at how to use Zelle to fund your sportsbook account indirectly:

1. Send Money to Your Linked Bank Account
   Use Zelle to transfer funds to the checking account you’ve linked with your sportsbook.
2. Initiate a Deposit via Online Banking or ACH
   Go to your sportsbook’s cashier page and choose “Bank Transfer,” “Online Banking,” or “eCheck.”
3. Complete the Transfer
   Follow the instructions to authorize the deposit. Funds typically appear instantly or within a few minutes.
4. Start Betting
   Once your deposit is processed, you can place bets as usual.

✅ Zelle Sportsbooks: Pros and Cons

Pros:

• No fees on transfers
• Instant deposits (depending on the bank)
• Widely supported by central U.S. banks
• Secure and private

Cons:

• Not directly supported by sportsbooks
• Requires an extra step (sending funds to the bank account first)
• Withdrawals are still processed through traditional banking, not Zelle itself

🧠 Responsible Gambling and Zelle Betting Sites

While fast payment methods like Zelle make betting more convenient, it's important to gamble responsibly. Set deposit limits, keep track of your betting activity, and never wager more than you can afford to lose. All sportsbooks listed in this guide offer responsible gambling tools and resources.

If you or someone you know needs help, contact the National Council on Problem Gambling at 1-800-GAMBLER or visit www.ncpgambling.org.

🏦 Summary of the Best Zelle Betting Sites

Zelle is quickly becoming a preferred tool for sports bettors who want fast, secure transfers without the hassle of fees or third-party apps. While no legal sportsbook in the U.S. currently supports Zelle directly, many allow indirect deposits through bank transfers, making Zelle a viable option for depositing funds.

Whether you're using BetMGM, FanDuel, DraftKings, Caesars, or BetRivers, you’ll find that all of these platforms offer reliable pathways for Zelle users to fund their accounts safely and legally. As the industry evolves, we may see even more sportsbooks explicitly embracing Zelle.

For now, the best Zelle sportsbooks are those with robust online banking options, and all of the ones listed above meet this requirement.

❓ FAQs for the Best Zelle Betting Sites

If you still have questions about Zelle sportsbooks, check out our frequently asked questions below.

Can I use Zelle deposits at U.S. sportsbooks?

You can’t use Zelle directly as a listed payment method at most legal U.S. sportsbooks. However, you can fund a linked checking account via Zelle, and then use that account to deposit via online banking or ACH transfers.

Which sportsbooks accept Zelle?

While no major U.S. sportsbooks list Zelle explicitly, the following sportsbooks support deposit methods that can be funded using Zelle:

• BetMGM
• FanDuel
• DraftKings
• Caesars
• bet365
• ESPN BET
• BetRivers
• Fanatics

Is it safe to use Zelle for sports betting?

Yes, Zelle itself is a secure way to transfer money between bank accounts. As long as you're using it to fund a checking account linked to a legal, regulated U.S. sportsbook, it’s a safe and legitimate method of transferring funds.

Can I withdraw winnings from a sportsbook to Zelle?

No, Zelle does not currently support incoming transfers from sportsbooks. You can only withdraw to your bank account, which may then be used for personal Zelle transfers, but not directly the other way around.

Are there any fees when using Zelle with sportsbooks?

No, Zelle is a free service offered by most major banks. As long as your sportsbook also doesn’t charge fees for ACH or bank transfer deposits (most don’t), you can move money without extra charges.

What should I do if Zelle doesn’t work with my sportsbook account?

If Zelle doesn’t work for funding your bank or the transfer isn’t reflected quickly, check that:

• The sportsbook’s deposit system supports your bank
• Your checking account is linked correctly
• You're using an eligible deposit method like ACH or online banking

If issues persist, contact the sportsbook’s customer support for assistance.