 vs. | CENTRAL MICHIGAN vs. MIAMI-OHIO (MAC title game at Ford Field, Detroit, MI)...Chips on a real surge for Jim McElwain, covering last 3 and 9 of last 10 on board this season. Miami-O no covers last two this year but has been 21-9 vs. line in second half of regular season the past five years. RedHawks 4-4 as dog this season, 9-6 in role since 2018. | Central Michigan, based on recent trends. |
 vs. | UL-LAFAYETTE at APPALACHIAN STATE (Sun Belt title game)...Ragin’ Cajuns 16-4-2 vs. spread last 22 regular-season games, though failed to cover 2 of last 3 this season. As dog, ULL 7–1- last nine in role. App 8-4 vs. line this season, 21-7-1 vs. number since late 2017, though only 3-4 vs. spread last 7 at Boone. That includes win and non-cover vs. Ragin’ Cajuns in Belt title game last year. | Slight to UL-Lafayette, based on team trends. |
 vs. | BAYLOR vs. OKLAHOMA (Big 12 title game at Jerry Jones AT&T Stadium, Arlington, TX)...Bears have covered their last four this season and 8 of their last 11, also covered all four Big 12 games away from Waco. Matt Rhule 4-0 vs. line as dog in 2019 and 10-2 last 12 in role. OU got the handy win and cover in Bedlam vs. Ok State but still just 2-6 vs. spread last 8 this season and has failed to cover 3 of last 4 vs. Baylor. | Baylor, based on team and series trends. |
 vs. | UAB at FLORIDA ATLANTIC (Conference USA title game)...Lane Kiffin covered 4 of last 5 this season and 6 of last 8, and UAB only 2-3 vs. spread last five this season. Blazers won C-USA title at MTSU in 2018 though have not been quite as profitable as visitor, covering just 4 of last 9 in role (better marks at home). UAB 0-2 as dog this season after 9-4 mark in role past two years. Teams haven’t met since 2014. | Florida Atlantic, based on team trends. |
 vs. | CINCINNATI at MEMPHIS (American title game)...Rematch of last Friday’s 34-24 Memphis win (bit no cover) at same Liberty Bowl. Tigers are 11-5-1 vs. spread last 17 at Liberty Bowl, Bearcats only 2-4 vs. spread down stretch and just 6-12 vs. number in second halves of regular season under Fickell since 2017. Bearcats only 3-7 vs. spread last 10 away from Nippert Stadium. Cincy also “under” 9-3 this season. | Slight to Memphis and “under,” based on team and “totals” trends. |
 vs. | HAWAII at BOISE STATE (Mountain West title game)...Rematch of 59-37 Boise win and cover on blue carpet October 12. Broncos have won and covered last three in series. Boise was 4-2 as blue carpet chalk this season after 16-35 mark in role previous 51 entering this season. Hawaii was 3-2 vs. line on mainland in 2019 after 2-8 mark previous 11 in role. Rolovich 7-12-1 as dog since 2017. | Boise State, based on recent and series trends. |
 vs. | GEORGIA vs. LSU (SEC title game as Mercedes Benz Stadium, Atlanta, GA)...LSU 10-4 vs. spread since late 2018. Teams met in 2018 with Tigers winning handily 36-16 in Baton Rouge. Kirby Smart 6-2 as dog since 2017. Bulldogs covered all five of their games away from home this season. | Slight to Georgia, based on team trends. |
 vs. | WISCONSIN vs. OHIO STATE (Big Ten title game at Lucas Oil Stadium, Indianapolis, IN)...Buckeyes rolled in 38-7 romp at Big Horseshoe on October 26. Paul Chryst was 8-4 as dog as Wiscy coach until this season when he was 0-1 in role (at OSU). Badgers only covered 2 of last 6 this season, OSU 9-3 vs. spread in 2019. | Ohio State, based on team trends. |
 vs. | VIRGINIA vs. CLEMSON (ACC title game at Bank of America Stadium, Charlotte, NC)...Dabo again was hot down the stretch, covering 6 of last 7 this season, was 8-1-1 last 10 vs. number a year ago, 4-1 last 5 in 2017. Tigers have covered big last 2 ACC title games and 4-0 SU, 3-1 vs. spread last four in these games. Tigers also 13-1-1 vs. line last 15 in ACC. Bronco Mendenhall 7-2 as dog the past two seasons. Teams haven’t met since 2013. | Clemson, based on team trends. |