Last Updated Oct 29, 2021, 8:00 PM

San Francisco 49ers vs. Chicago Bears Predictions, Odds, Picks

Oct. 31, 2021
Joe Williams
VI Betting Expert

The San Francisco 49ers (2-4) and Chicago Bears (3-4) square off at Soldier Field in Chicago for a Week 8 NFC matchup on the shores of Lake Michigan. Kickoff is scheduled for 1:00 p.m. ET and the game can be viewed on FOX.

Score Prediction

49ers 22, Bears 15

Best Bets

49ers ML


San Francisco 49ers vs. Chicago Bears Predictions

The 49ers opened the season with a pair of victories, but they have hit the skids with four losses in a row, and they have failed to cover in each of the outings. Its most recent setback was a 30-18 loss in a deluge at Levi’s Stadium in Santa Clara on Sunday Night Football, an unfortunate result following the team’s bye week.

The Bears were embarrassed by the defending Super Bowl champion Tampa Bay Buccaneers last weekend, 38-3. Chicago has dropped two straight, and it hasn’t helped that RB David Montgomery has been sidelined with a knee injury and RB Damien Williams missed a game due to COVID-19 protocols. Rookie RB Khalil Herbert has been a bright spot, filling in admirably. The sixth-round draft pick hit the century mark last week against the Bucs.

Chicago enters this game with losses in two straight, posting just 17 total points while allowing 62. Rookie QB Justin Fields continues to struggle, and the defense is getting awfully tired with the offense unable to stay on the field. Total bettors are loving it, though, as Chicago has hit the UNDER in six consecutive outings.

San Francisco 49ers vs. Chicago Bears Betting Odds

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San Francisco 49ers vs. Chicago Bears Betting Resources

  • Matchup: NFC West vs. NFC North
  • Date: Sunday, October 31, 2021
  • Venue: Solider Field
  • Location: Chicago, Illinois
  • TV-Time: FOX - 1:00 p.m. ET

San Francisco 49ers Betting Analysis

Straight Up - SU, Against the Spread - ATS, Over-Under (O/U)

  • SU: 2-4
  • ATS: 1-5
  • O/U: 3-3
  • ATS - Home: 0-3
  • ATS - Away: 1-2

The 49ers turned back to QB Jimmy Garoppolo after the bye, and he wasn’t great. Of course, he was also trying to throw a sopping wet ball during a bomb cyclone, so there’s that. The 49ers showed some surprising ability to run the ball, as RB Elijah Mitchell looked good at times. And yes, San Francisco fumbled the ball away twice, but again, rain. And a lot of it.

The 49ers have some injury issues, as PK Robbie Gould suffered a groin injury during warmups earlier in the month, so PK Joey Slye was filling in against the Colts. The conditions were not optimal, and it’s gotta be a major bummer for Gould that he won’t be kicking against his former team in Chitown.

San Francisco has managed an 0-4 ATS run, and 1-5 ATS across the past six games following a straight-up loss. The 49ers are also 0-4 ATS in the previous four against teams with a losing record, too, while going 16-34-1 ATS in the past 51 as a favorite.

Chicago Bears Betting Analysis

Straight Up - SU, Against the Spread - ATS, Over-Under (O/U)

  • SU: 3-4
  • ATS: 3-4
  • O/U: 1-6
  • ATS - Home: 2-1
  • ATS - Away: 1-3

The Bears continue to struggle offensively, and WR Allen Robinson is not enjoying the slow maturation of Fields. He was already sawed off prior to this season. Fields didn’t see a lot of first-team reps during training camp, so he is building rapport on the fly as the season goes on. It’s been a super slow process.

The Chicago offense ranks dead-last in the NFL in total yards per game (255.4) and passing yards per game (124.4), and at this rate its unlikely to get out of the basement of the latter anytime soon. Chicago has also posted a paltry 14.4 PPG to rank 30th in the league.

Defensively, the Bears are a little more what you have come to expect. LB Roquan Smith is a tackling machine, and the team’s pass rush has helped limit the opposition to just 219.7 passing yards per game, eighth in the NFL. They have allowed just 341.9 total yards per game to rank 11th, and the 23.1 PPG allowed is 15th, rather so-so, but still not terrible.

Inside the Stats - San Francisco 49ers

  • Record: 2-4
  • Division Standing: 3rd - NFC West
  • Points Scored: 135
  • Points Allowed: 149
  • PS/G: 22.5 (19th)
  • PA/G: 24.8 (21st)

Inside the Stats - Chicago Bears

  • Record: 3-4
  • Division Standing: 3rd - NFC North
  • Points Scored: 101
  • Points Allowed: 162
  • PS/G: 14.4 (30th)
  • PA/G: 23.1 (14th)

Key Players to Watch

  • SFO: Elijah Mitchell - RB (63 carries, 296 yards, 2 TD)
  • SFO: Deebo Samuel - WR (38 catches, 648 yards, 4 TD)
  • CHI: Justin Fields - QB (75/131, 816 yards, 2 TD, 6 INT)
  • CHI: Darnell Mooney - WR (27 catches, 345 yards, TD)

San Francisco 49ers vs. Chicago Bears Betting Conclusion

The 49ers covered its most recent game as a road favorite, Week 2 in Philadelphia. They won 19-11 as a three-point favorite while the UNDER comfortably connected. You can expect a similar result in this one. The good news for San Francisco is that the rain will be out of the picture, but you can expect winds gusting out of the west-northwest at 13-16 mph to wreak some havoc with the kicking game.

The Bears just haven’t shown a lot of improvement on offense. Of course, games against the playoff- contending Green Bay Packers at home and Tampa Bay Buccaneers on the road are difficult assignments.

The Colts were able to move the ball on the 49ers on the ground, and you expect Herbert and/or Williams to have similar success. In fact, that’s Chicago’s best bet. San Francisco has more playmakers in the offense, however, and they’ll come out ahead in the end and snap its long losing skid.

San Francisco 49ers vs. Chicago Bears Betting Trends

  • San Francisco has lost four straight games when playing as the favorite prior to a divisional games.
  • Chicago has won the first quarter in six straight home games.
  • Chicago has gone UNDER the point total in six straight games.
  • San Francisco has failed to cover the spread in nine of its last 10 games when playing as the favorite.
  • The point total has gone UNDER in three straight meetings.

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